With thousands of vehicles rushing along and around the streets every day, you cannot rule out the possibility of your vehicle being hit by someone. It is not good news and it’s definitely not pleasant to hear. The most terrifying fact is what happens after the accident- What should you do? Should you call the police? Should you grab the driver before he escapes? Should you check the imposed damages before it gets too late?
Sadly, instructions do not pop into your head with a click here button in messy situation as these. Therefore, it’s always advisable to get yourself prepared beforehand, so that you will be able to deal with the potential collisions and handle the situation it invites.
Thus, here are few steps that you can take to avoid any problem in processes involving insurance and medicals after the accident:
Collect the Evidence: The very first thing that you would want to do is gather as much evidence as you can. This evidence is going to help you file a case or claim the deserved compensation from your insurance company. Before the other driver escapes, which is the case most of the times, you need to collect his details, vehicle registration number, insurance details, address and every other information you can possibly get hold of.
Check on Damages: The second thing you must do is to inspect the injuries that the accident has inflicted upon you or your auto. The whole idea behind accidents being devastating or extremely terrifying is due to the damages they bring along. Thus, you are advised to thoroughly inspect the physical conditions before and after the accident, get immediate medical treatment you require and without fail keep the receipts and bills safe.
Checking on damages is also considered to be crucial for the insurance purpose. While the insurance company is reluctant to accept your claim, the medical reports and testimonies can come to your aid.
Make an insurance claim: After an accident, as you look down at the mess and try to calculate the losses you have incurred in spur of a moment, it is natural for you to feel a little down hearted. However, if your vehicle has been insured, the situation can be much more bearable. Lodge your claim with the insurance company, present the losses and receive the compensation that you rightfully deserve. However, insurance companies aren’t enthusiastically waiting for you to make claims so that they can happily pay you. They look for evidence and that’s where you can use the testimonies and the bills. Even then, if they deny the claim, the car insurance lawyers can be summoned to your rescue. In extreme situations you can even call the police.
A car accident can ruin your entire day and in some cases it could take more than a day. Thus, it’s best if you take steps to avoid it. However, as that is not always in your hand, you can at least avoid the extremities of accident by following the steps mentioned above.